How to Plan an Interior Fit-Out Budget
Separate design, construction, systems, furniture, allowances and owner costs before requesting prices.
Direct answer
An interior budget should separate design fees, construction and systems, furniture or equipment, fees and taxes, owner purchases and risk allowances. State what the total includes, excludes and which drawing revision it uses. A single total without scope cannot support a reliable comparison.
Set the ceiling and priorities
Separate essentials, value additions and deferrable items, with decision owners and budget-lock dates.
Make an inclusion table
Review demolition, systems, finishes, built-ins, furniture, equipment, delivery, temporary work, tax and allowances with the design-fee guide and BOQ guide.
Update against design and risk
Use the same revision and record every variance, then prepare the inputs on the project page.
Contact
Frequently asked questions
Should loose furniture be included?
State who buys, delivers, installs and warrants it, even when the owner purchases directly.
Is contingency the contractor's profit?
No. It addresses uncertainty and needs an agreed rule for use.
Does this page provide a market price?
No. A real budget depends on scope, drawings, site, materials and reviewed offers.